Profit Rates on National Savings Schemes reduced, New Rates Effective from May 21 

Islamabad, May 23,2025 – The government has issued a notification reducing profit rates on various national savings schemes by up to 1%, with the new rates taking effect from May 21, 2025.

According to the notification, the revised rates will vary across different savings schemes. The profit rate on Saving Accounts has been reduced by 1%, bringing it down to 9.5%.

Similarly, the profit rate on Special Savings Certificates has been cut by 30 basis points, now standing at 10.9%.

For Regular Income Certificates, the rate has been lowered by 18 basis points to 11.52%, while Defense Savings Certificates will now offer 11.91% after a 21 basis points reduction.

Additionally, the profit rates on Welfare Savings Certificates, Pensioners’ Benefit Accounts, and Shuhada Family Welfare Accounts have been reduced by 24 basis points, setting the new rate at 13.4%.

The move is part of the government’s periodic adjustments to national savings schemes in line with economic conditions. Officials stated that the revised rates aim to balance investor returns with broader fiscal objectives.

Account holders are advised to check the updated rates with their nearest National Savings Centers for further details.